Credit Doctor GA has assisted hundreds of consumers for years not only repair or delete erroneous information from their credit reports, also rebuild their credit; providing legal alternatives to increase their credit scores. Credit repair is legal, we us the law! Credit Doctor GA uses the Fair Credit Reporting Act (FCRA), which is a federal law designed to protect consumers from being slandered by creditors, collectors, and credit reporting agencies themselves from having outdated, erroneous, misleading, or inaccurate information on their credit report according to the law. Did you know, information that is contained in your credit file must be reported according to a law called the Fair Credit Reporting Act (FCRA)? If the information is not 100% accurate or 100% verifiable then it must be corrected or removed from the consumers credit file. Our highest level of credit repair service includes:
Approximately 70% of all credit reports contain inaccuracies. Most credit reports contain errors that may affect your credit score. Your credit score is the most important factor that lenders will consider when assessing your risk for any new type of loan.
We set high expectations for ourselves as a credit repair company. You can expect only the best service from our team of credit experts. In the economic industry, we are dedicated to helping our clients get back on financial track.
We are here to assist you on the journey. We work with credit bureaus and creditors to fix and rebuild tarnished credit. Let our services and experience speak for themselves.
We don’t only work to remove the negative, inaccurate information from your credit report. We also give you the information you need to increase your credit score.
You can expect to see results in as little as 30 days, with it taking up to 180 days in some cases.
You will need to pay a credit analysis fee of $149 in the beginning. During this process, we will give you a detailed report that explains what is lowering your credit score and what can be done to increase the score. If you decide you like the direction outlined, the fee is $99 per month. You are not obligated to sign up and you can cancel your service at any time. You are not charged a fee until work is performed.
Credit Doctor is a reputable credit repair company that can legally and ethically remove negative items from your credit report, and thereby improve your credit score. Information that is contained in your credit file must be reported according to a law called the Fair Credit Reporting Act (FCRA). If the information is not 100% accurate or 100% unverifiable then it must be corrected or removed. With less negative information on your credit profile, the results are most often a nice increase in your credit score. All inaccurate, incomplete, outdated or unverifiable accounts must be removed or corrected. We have removed bankruptcies, foreclosures, repossessions, late payments, charge offs, collection accounts, judgments, tax liens, you name it! Call us and find out why people give us such high marks – when you simply need to get it done – Credit Doctor is the BEST in the business!
The critical first step to rebuilding your credit is to obtain a recent copy of your 3-bureau credit report. You will need to register for a credit monitoring service www.creditchecktotal.com or you can obtain your credit report for free at annualcreditreport.com.
Provide a government issued photo ID, SS card or a document displaying your social security number, and proof of your current address (utility bill). Having proper identification is critical for effective credit repair.
A Certified Credit Repair Consultant will conduct a credit analysis of your 3-credit bureau report and identify all inaccurate and derogatory credit items that will be disputed.
The Credit Doctor of GA has made a huge difference in my purchasing power. They have removed 100% negative items off my credit report. It is worth the time and the money to use this service. All you have to do is trust the process. It took 5 months for my credit score to increase over 150 points. I can’t say enough positive things about this company. My husband and I have been approved to buy our second home. Thanks Credit Doctor of Georgia.
Credit Doctor changed my life. I have been working with them since Feb. 8, 2016. My score has increase by 50 points PLUS my 3 bankruptcies has been removed from one credit bureau already! There are still a few things that Credit Doctor is working on, but I am soooo confident that those items will be removed. I recommend anyone who has challenging credit reach out to this amazing company.
I’m one satisfied customer the Credit Doctor did there job on my credit and I have seen a huge change. Glad I did business with them and I would refer them to anyone wanting help. I am now able to purchase my home. Thank you!